September 18th, 2016
“” Black Monday”some brokers called the January 21, 2008 and by selling off” and panic “was mentioned. At times over seven per cent, the German stock index DAX suffered the strongest slump for over six years. The past few months were already an uncertain time, while some already saw entry courses, more and more investors retreated from the trading in shares or reduced at least their commitment. And even after this Monday, the opinion of investors splits again into two camps, those who finally be restrain themselves for some time and those who see the time to get started right now. Now all those who are slightly more cautious and would prefer first of all reduce the amount of its investments in shares and other securities, arises the question of what alternatives there are.
No doubt there are a whole number, but few combine the necessary security with an attractive return and offer at the same time at any time in rising prices on the stock exchanges to invest the flexibility. A form of investment on this description fits the day money is. An online guided day money account at a bank is free of charge and offers an attractive return with approximately 4% p.a. interest. At the same time, the deposit on a day money account by the deposit protection fund is hedged. Instead of so losses just to sit out and to wait for rising prices, or to leave, but not invested capital with low interest lying on the custody account or checking account is the opportunity to invest this capital an interesting alternative in overnight, it reserves however the possibility open at any time to exit this investment and to orient themselves. Another way the fixed-term deposit, which currently similar interest rates offers it as a day money possible. When using a fixed deposit account of investors must bind but for a predetermined period of time, during which the plant can be stopped. Thus an investment in fixed-term deposits only for investors who are absolutely sure is advisable the applied capital while the lifetime of the facility not to need or want to change the form of investment. Alexander Bertram