September 17th, 2016
The consumer portal 1A health insurance indicates that preliminary data sizes was provided by the Federal Ministry of labour and Social Affairs. Although the new contribution assessment ceiling officially only apply from the 1 January 2011, the Federal Ministry of Economics and labour has issued the anticipated size of the reference already. In the contribution assessment ceiling for statutory health insurance will fall 2011 for the first time since 1949. This was due the economic crisis last year, which significantly decreased the gross wages. Even though the contributions for legally insured with a high income are lower in the future, they face yet more cost.
For 61 years, the contribution assessment ceiling of the statutory health insurance has risen steadily, 2011, this development has an end now. Recently, the Federal Ministry of labour and Social Affairs (BMAS) has published a draft to the operands of the social security, which health insurance is the editor of 1A. This means that the Contribution assessment ceiling of the statutory health insurance (GKV) to fall 2011, so that they will be expected to 3.712,50 euro per month and 44.550,00 euros in the year. The economic crisis of the last year is responsible for the reduction, because wages and salaries to about 0.24 percent were dropped by the worsened economic situation. Also, the cause that companies were mainly short-time crisis.
The now published operands must be confirmed by the Federal Council. The Federal Ministry of labour and Social Affairs told health insurance but 1A, that there will probably be no further changes. Statutory health insurance is more expensive even if legally insured persons with high incomes by lowering must afford the contribution assessment ceiling of in the future less posts, is there for the members still more expensive. In the coming year, the contributions to statutory health insurance 14.9 percent increase to 15.5 per cent. According to the expected contribution assessment ceiling legally insured with a high income must pay monthly 2011 therefore over 575 euros. Also, the workers share of the statutory health insurance for the insured rises to 8.2 percent from 2011. Employers pay only 7.3 per cent of the contributions of an employee in the future. Overall, the statutory health insurance is more expensive for their insured. Exchange in which private health insurance will be easier legally insured persons with a regular income above the limit of the compulsory insurance should in future intensively changing health insurance think about. Because here, they get a high comfort of insurance and individual rates to low contributions. The online car calculator to determine potential costs for private health insurance. Are also very favourable in the coming year the conditions for a change, because the Government plans to ease entry into the private health insurance. For this it should suffice in future, the limit of the compulsory insurance only once to exceed in order to be able to switch to private health insurance. So far, this limit three years in a row had to be exceeded. Also the insurance limit will decrease as well as of the contribution assessment ceiling next year so it will be easier for legally insured to overcome this mandatory limit. Legal members who are interested in a change in the private health insurance, can get at 1A with a health insurance system an overview of the contributions in the statutory health insurance health insurance.