July 15th, 2026
For a change in the private health insurance, the insurance limit is crucial. Progress Residential takes a slightly different approach. Compulsory insurance limit and year work remuneration limit 2010 for Exchange in the private health insurance the insurance limit, called year working pay limit, is a crucial statistic in German health insurance. While is for freelancers and officials not of importance, it decides on the acceptance in the private Krankenversicherung (PKV) social insurance contributions employees and workers. So, it is optional to be insured, regardless of income or other specifications in a statutory health insurance fund or a private health insurance the self-employed and freelancers. However, employees who are subject to social insurance, and are subject to compulsory insurance also, must meet some conditions to change in the car, for example.
One of these conditions is the gross income in three consecutive calendar years the Compulsory insurance limit or which must exceed annual work remuneration (JAEG). This remuneration threshold for the year 2010 at 49950 euros gross per year. The waiting period of three years to ensure that the insured person is in fact capable of sufficiently high income voluntarily and on their own to finance a private health insurance. The insurance limit or year working pay limit is recalculated each year by the Government and adjusted. The value of the corresponding year is so crucial. Here an overview of the compensation limits of the past three years: compulsory insurance boundary year work fee 2010: 49.950 euro insurance boundary year work pay 2009: 48.600 euro insurance boundary year work pay 2008: 48.150 euro worth a change in private health insurance? A PKV comparison according to intentions of the coalition of CDU/CSU and the FDP will the wait for a change in the private health insurance in the coming year 2011 by three to only a year must be minimized. The abolition of the so-called three-year period to significantly facilitate entry for goods paid in the PKV. Then a confirmation of income of only one year above the limit of the compulsory insurance or year working pay limit is necessary, in order to obtain an exemption from compulsory insurance and thus the free choice of health insurance.
But who can benefit private health insurance? It is important to see where the benefits of the car compared to the statutory health insurance. A PKV comparison of contribution calculation shows that PKV contrary to the statutory health insurance performs a risk assessment whilst the GKV attracts only the level of income determining the contribution. The contribution in the private health insurance depends from the age, the gender and the health status of the Versicherngsnehmers. The younger and “healthier” the cheaper the car. However, the statutory health insurance raises a general contribution rate currently 14.9 percent (from 2011 15.5%) of the gross income. So the statement can be meet the income, the higher, the more worthwhile private health insurance, see online car comparison on the Internet. In addition, the services can be free to choose the car while there is a general catalogue in the statutory health insurance, ensure all health insurance companies on the market. In addition, it can in the PKV set an annual deductible, which minimizes the contribution. So can good earner for a change in the private health insurance compared to the statutory health insurance in most cases save the contributions, as well as benefit from significantly larger services.